MORE MONEY DOESN'T SOLVE MONEY PROBLEMS! Part 1

Assalamualaikum and good morning.

It's a wonderful morning today, Sunday, where many people are still sleeping after a weeks' job. For those who are schooling, this is the last day of holiday before going back to school, teachers included. For those schooling in Kedah, Kelantan and Terengganu, I bid all off you good luck in teaching and learning.

We took this opportunity where most people are still sleeping, taking our son 'walking'. Well, we are walking and he is strolling. Lol.

MONEY IS THE ROOT OF WANTING THINGS
When we were taking our walk, even though it's 8.07 a.m. already (we should go walking at least at 7 a.m..... what the heck... we're back now), I kept thinking what I read on the net and my books, that money, which is very important, makes people have heart attacks, fights, headaches and so on.

People often think that more money will solve their money problems. Plus, what is happening in the country : subsidies will be stopped i.e. sugar, then most probably petrol and other things that we use, will make the rakyats uneasy. This feeling of uneasyness affect all levels of rakyats, whether in urban areas or rural areas especially.

Other things will be high i.e. toll, electric tariff and others will make people like me and others as well feel worried. Why is that?

This is because, all of those things need money. We pay them in RM. Not with sand, leaves or grass. It's RM. Everyting is expensive nowadays. We were shocked to be learning that we bought 2 white bawals with the price of RM8.80 at a Pasar Pagi. It's better if we bought chicken. (Nice move eh smart consumer... yeah right!).

When we passed a few houses to the playground, I came to notice that, if I were to have an increase in my salary, let's say, RM250 per year, will it solve my problems? (I passed a few houses with beautiful landscape on their garden and few houses that doesn't have anything at all except for weeds.) When I scrutinize the matter, I think NO is the definite answer.

NEEDS AND WANTS
WHY IS THAT SO? Well the basic is that human beings have to fulfill their NEEDS and WANTS. The basic needs of humans are food, clothes and shelter. And the wants of humans are far too many. And these needs and wants must be bought by MONEY. Not sand, leaves or grass.

And these wants couldn't be controlled by human (actually we could), thus resulting the NEM SYNDROME. Or, 'not-enough money' syndrome. NEM Syndrome is everywhere, in any country, in any household and in anybody.

Go to shopping complexes and we could see many things that we want even though our needs have been fulfilled. We have grub in our belly, we have clothes on our shoulders and we have a small house for shelter. We want a new watch, a new handphone, a new pair of shoes, a new furniture, a new car, you name it, if possible, we want to take the whole shopping complex home with us! Lol!

SO MORE MONEY DOESN'T SOLVE MONEY PROBLEMS
So it's an undeniable fact that more money doesn't solve money problems. If I have an increase in my salary, I will surely go to the next sale bargain and buy things I want. I'll buy a few toys for my son and myself and many toys for my beloved wife lol.

So what solve money problems? In part two... I'll continue...

What is it like when you are rich?

Greetings to another Chinese New Year, Year of the Tiger.... Roaaarrr!!!

Hope that this new year will bring you prosperity and happiness. Hope you will be successful and get the richness that probably you are finding.

Well what is it like when you are rich? How will you live your life? The house that you will buy? How big will your car be etc etc etc and the list goes on.

Well if you go to any multi-level-marketing meetings or plan presentation, they will surely not leave that out. Often will they show you the dream car, a BMW 7 series or a Ferrari or any other cars imaginable.

Not forgetting a dream house. A bungalow, an apartment, a suite or any luxurious house that is so mind blogging. And why is that? The answer is that if you follow the plan, if you join in, if you work hard enough and follow the leader, well might probably you will fulfill all those dreams.

Those cars, houses and other luxurious things are things that the rich have, aren't they? Well if you guessed it like that, then you guessed it right. Have you ever dreamed of waking up from a very good dream and realize that you wake up from a bed that is so comfortable on a bed that is made from expensive imported carved red wood.

You sit up straight and you see that you are in a very big room. It's cool coz there's an aircond. Wow! That fantastic fantasy. You go to the bathroom and take a hot shower. It's just like a hotel. Then you go downstairs and the butler greets you and says that breakfast is ready. While you dine at the luxurious dining table with your beautiful wife, you watch your favourite morning show on your 34 inch LCD television!

Then you go out with your pretty wife sightseeing with your cadillac or ferrari. Your choice... The gate of your huge home opens by itself.

What do you think? You got the picture right?

Are those things you are thinking about when you are rich? That is the lifestyle u want?

To be continued....................

Happy "Fucking" New Year

Assalamualaikum and good evening

Happy new year to all even though it's already February. You missed me don't you? Har! Har!. I apologize to everyone coz I didn't come and update my blog. It was in the midyear so I had to do other fucking important things to fucking other people and in a cuik fucking time.

So why the 'fucking' words? I apologize of being rude or something. It's just that I want to share something with you today.

In 1994, when I was still schooling, we went to this education seminar. It's a state program so we met many students from different school. Well one night my friends and I met with these students who for me are elite students. Well they are from a prestigious school.

The thing is why does this one student like to use these 'f' words. I don't like that fucking teacher. Why should I come to this fucking seminar. I wnat to fucking go home. etc and at the back of every sentence he will say the 'f', 's', and other erotic words.

Well... in terms of getting rich quick, or slow I'm not sure he could succeed. Whatever comes out from his mouth are 'f' words. But I do hope he changes and be somebody now haha.

Everything that comes out of our mouth are actually prayers, or doa. So speak about nice things. After the subuh, zohor, asar, maghrib and isyak prayers, we speak and pray to God and ask for forgiveness and many other things. We could also ask for richness of the soul and material. So just imagine if our mouth was so automated with the 'f' words, 's' words or any other negative words, most porbably, who knows, it will slip out in our prayers... now let's see who's been fucked? Ha Ha Ha.

So in conclusion, speak good things coz it will make us automatically pray for nice things...

p/s - getting rick quick or slow must insert also prayer to God... He knows best...

Da-da..

Papa! I want a bicycle like them!

Assalamualaikum and good morning...

I did some work just now and now I think I want to relax. So I'm free relaxing so I said to myself, what if I continue writing my post.

Well in the previous post, I wrote about It's Just A Matter of Lifestyle. So now, I will try to reason out, why people likes to buy things which are more than the basic needs. As we know, the basic needs are food, clothes and shelter.

It's irrefutable that there two things in this world which are 'needs' and 'wants'. 'Needs' could be fulfilled easily but 'wants' couldn't be fulfilled easily. Usually wants are a lot.

So that's the basic thing we have to understand. Some people just can't control the 'want' proportion. If they can control it then InsyaAllah they will succeed in the fight.

The second thing, I think, why people are like that is the feeling of competitiveness in themselves. For example, "Oh Abang, our neighbour bought a nice new furniture, why don't we buy new furniture also." After nice new furniture, nice 34 inch TV, then compete in buying a karaoke set etc. etc. etc. and the list goes on.

I've heard from an Ustaz in a Tazkirah said that, when we are living on this world, don't look at somebody who is richer than us. Because we can never override or compete with people. We should look at somebody who is poorer than us. We should be thankful to God.

But in terms of Religion and the faith of Islam, look at somebody who is better than us, try to compete or be more pious than the person, that is better. Don't look to the people who is not good in Religion, because we will not be better worshippers.

So folks, control our wants and don't look at richer people and try to compete with them. We will be at the losing end. Be thankful to God always.

See you guys next time.

It's Just A Matter of Lifestyle

Assalamualaikum and good morning to all...

I'm writing this post from my desk at my office. I have to do at 9.30 a.m. so I have about 10 mins to go hehe.

Well, I was thinking about my life and about life itself. I came up with a few questions. Why was it so important for people going to work? Some people go to work at offices from 9.00 a.m. - 5.00 p.m. Some of them plough the fields and grow crops and sell them to the market or the wholesaler. Some of them have their own restaurant to look after and operate. If they don't go to work, what will happen? Well it's so, so obvious if they don't go to work, they will not get salary, they will not get any money to buy things.

The second question that came into my head was, what are those 'things' that they will spend on that was so important, that they have to wake up in the morning and go to work? Well if I guessed it right, it must be the most basic things in life... which are food, clothes and shelter. Do you agree on this?

"I bring money to the home to buy food on the table and into your mouths. To put clothes on your bodies and to put shelter on your heads." Is that phrase familiar to you? Hehe.

If that being the case, the case is resolved then. Why? Because it answers my questions of why people go to work... and why people need money.

Is that all?

The answer is HELL NO!!!

Why???

This is because, I just don't get it when some people or majority of the people always say that they don't have enough money whether in the middle of the month or end of the month. Some of my friends make jokes of it. They always say like 'hey don't ask money okay... please understand it's the middle of month right...' and they will grin and laugh.

I read lots of articles on financial management, cashflow, bla bla bla and books on them also. Well I got a few answers. And the answers satisfies me. The most pleasurable answer to me is...

"IT'S JUST A MATTER OF LIFESTYLE"

Lifestyle will overthrow the mind from basic necessities in life to other sophistaced things in life. For example, if they already have food or basic food, they will have other sophisticated food. And those things will not be cheap. I remembered my brother, who doesn't eat much because he wants to maintain his weight (before this he was 120kgs but took a weight loss product and reduced to 75kgs), bought expensive food. Our mother always nag about this to him. This is what I call sophisticated food.

Other people probably, with the extra money (so they thought) go restaurants or fast food outlets to dine there. If you go to a burger outlet and order a burger, the cost is RM5.95 but if you buy a burger at a burger stall near your neighbourhood, the cost is just RM2.00. See? Basic burger and sophisticated burger. Haha.

It's the same as clothes and houses. They already have basic clothes, now they want stylish, up to date and branded clothes. From a normal house, they rennovate and even decorate the house. All these things cost a lot of money. Sometimes not hundreds but thousands.

The things I demonstrated above are the basic things in life that have been changed or upgraded into sophisticity. What about other things beyond food, clothes and house? ICT products, cars, furniture and thousands and thousands of products out there will surely capture the human eye, brain and heart.

I asked this question to myself? Why do people indulge in these things? Well... probably I'll answer it in the next post...

Until then... take care.

Cashflow Boardgame Memang Best

Salam Perpaduan,

Pernah dengar boardgame cashflow? Kalau pernah dengar bagus. Pernah main tak? Kalau pernah main bagus. How was it? Interesting eh? Bagi mereka yang belum pernah bermain, main lah dengan kawan-kawan yang ada boardgame tu.

Cashflow Boardgame dicipta dan dijual oleh Robert T. Kiyosaki, seorang rakyat Amerika berbangsa Jepun. Beliau telah menulis banyak buku berkenaan dengan pengurusan kewangan dan bisnes. Buku tersohornya ialah Rich Dad Poor Dad. Tak pernah dengar? Memang best bukunya. I suggest you find and buy the book.

Saya telah expose kepada Rich Dad Poor Dad pada tahun 2000. Then saya lihat pula dalam internet permainan Cashflow. Tapi nak beli... mahalnya... kalau tak silap saya, nak beli online, RM1000 lebih kurang. Huyooo for a boardgame, we have to spend RM1000? Tapi saya tetap ada hajat untuk membelinya.

Bulan berganti bulan, tahun berganti tahun. Akhirnya dah sampai tahun 2009. Saya surf internet. Dalam surfing tu saya tengoklah orang sedang bicara pasal cashflow boardgame tu. Kalau tak silap mereka berbicara tu dalam tahun-tahun 2007-2008. Rasa irihati beb pada masa tu. Mereka kongsi bagaimana perasaan dan pengalaman mereka main gameboard tu. In my mind, if just I could play that boardgame... :)

Well, dalam pada itu, surf punya surf tiba-tiba saya terjumpalah dengan tidak sengaja seorang blogger yang offer jual cashflow boardgame ni. Saya terus lah menghubunginya. Thank you so much Saudara Afizal. Kalau tak jumpa saudara, tentu saya tak dapat experience bermain permainan tu.

He came to my place in Bandar Seri Putra, dan kita telah bermain bersama-sama. Dia, saya dan isteri. Well saya rasa cukup teruja ketika melihat kotak ungu tersebut. Berat pulak tu. Dan bila saudara Afizal buka kotak boardgame, saya fikir Wow... it's great man!!!! Hahaha.

We played and played dan akhirnya, Saudara Afizal lah yang terror dan telah keluar dari Rat Race. Kami ni masih lah tikus-tikus yang tak berapa cerdik. Takpe... ada ubi ada batas, ada cok boleh gali... But the experience was wonderful. Thank you again Saudara Afizal. Then, we purchased the boardgame from him.

So, para pembaca yang dihormati... playing games are one of the best ways of learning something. Selain dari baca buku dan berkongsi pengalaman, dengan bermain permainan begini dapat meningkatkan lagi ilmu kita apatah lagi... the fun way. That's all for now... :)

Cheerio!!!

Berilmu, beramal, berkongsi

Assalamualaikum semua...

Apa kabar semua? Dalam dunia hari ni di mana ekonomi masih lagi belum stabil, saya harap semuanya masih lagi berada dalam minda yang sihat. Harap-harap belum ada orang yang putus fuse dan nak bunuh diri.

Biarlah tiada siapa yang sudi baca coretan saya melalui blog ni, tapi saya tetap akan menulis. Dah macam jadi kegemaran saya pula. Biarlah saya aje yang baca sendiri hehehe.



Kali ini saya ingin berkongsi sedikit pengetahuan saya tentang Iqra' iaitu membaca. Membaca ialah suatu amalan yang mulia. Melalui membaca, kita dapat mengetahui apa saja perkara. Pilihlah buku-buku atau judul-judul yang menjadi kegemaran kita.

Menurut satu laporan, rakyat Malaysia yang membaca cuma 3% dari populasi rakyat Malaysia yang hampir 30 juta. Itu suatu penemuan yang memeranjatkan. Walau bagaimanapun, kononnya laporan itu tidak lah tepat apabila rakyat Malaysia mengunjungi Pesta Buku di PWTC pada bulan April yang lalu. Menurut sumber, seramai 100,000 pengunjung yang hadir ke Pesta Buku tersebut. Bagi saya, itu masih belum cukup. Apatah lagi pengunjungnya mungkin sekadar mengunjung tetapi bukan untuk membeli buku-buku. Mereka sekadar datang berjalan hujung minggu. :)

What ever it is, rakyat Malaysia harus sedar bahawa kita mempunyai misi dan visi untuk mencapai Wawasan 2020. Kita harus maju ke depan. Kita mestilah menjadi warganegara yang berilmu supaya kita dapat meneruskan agenda pembangunan pemimpin-pemimpin kita seiring dengan dasar-dasar kerajaan. Sesuatu dasar yang dicadangkan dan dilaksanakan tidak dapat berjalan dengan jayanya tanpa komitmen dari rakyat. Jadi terpikul di bahu kita untuk menjadi "thinking citizen" iaitu rakyat yang berfikir. Banyak faedahnya kalau raykat Malaysia berilmu pengetahuan dan dapat berfikir dengan rasional, jauh dan mendalam.

Ilmu bukan sahaja terdapat dalam bentuk bercetak tetapi ada juga dalam bentuk format-format yang lain seperti format eloktronik. Contoh yang paling mudah ialah ilmu-ilmu pengetahuan dari internet. Cuma apa yang ingin saya tegaskan di sini ialah ilmu itu perlu lah yang bermanfaat dan kita sebagai pembaca perlu lah dapat menilai sama ada bahan yang dibaca itu sahih. Ambil lah apa sahaja yang bermanfaat dan tinggalkan sahaja apa yang tidak bermanfaat.

Apabila kita sudah membaca, menghayati dan mendalami sesuatu ilmu itu, kita perlulah amalkan. Buat apa ilmu yang kita ada kita tidak amalkan? Sebagai contoh, kita membaca resepi masakan tertentu dalam buku. Kita mestilah mempraktikkannya dengan memasak resepi itu. Dengan cara itu sahaja kita dapat mengetahui apakah ilmu yang dipelajari itu benar-benar kita faham dan kita dapat.



Sesudah itu, sangat wajarlah ilmu yang kita ada dan praktikkan itu, kita kongsikan. Tetapi kepada mereka yang hendaklah. Hehehe. Ada juga rakan-rakan kita yang kadang-kadang oppose ilmu yang kita hendak kongsi. Apa-apa pun ada dua perkara yang kita akan perolehi dari perkongsian ilmu itu. Pertama, kita dapat mengukuhkan lagi pengetahuan yang sedia ada dalam diri kita. Yang kedua pula, ianya dapat memberi manfaat kepada orang lain andainya ilmu itu berguna. Tapi ilmu yang kita hendak atau telah perolehi mestilah yang berguna bukan? So, kongsilah ilmu yang ada.

Baiklah, setakat ini lah sahaja ingin saya kongsikan. Kalau ada coretan yang tidak kena atau mengguris perasaan haraplah di maafkan. Semoga perkara yang ingin saya kongsikan itu dapat memberikan manfaat kepada para pembaca.